Fearless Cummings is a presenter, certified trained life coach and philosopher. In 2009 Fearless started a company with no;money, experience, no how or backing. Within two years the company hit the million dollar mark! One year after Fearless was homeless with nothing. This book is an it's philosophies were created out of despair and hopelessness. The mission for Fearless is simple... To help people switch from a W-4 mindset to a 1099 mindset.